Transition from long-term disability to working

RehabRhino · 05-13-2008, 03:33 AM

A member has asked me to post these questions on their behalf, please help out.

Has anyone made the transition from long term disability insurance to part or full-time work?

How did this affect their ltd?

How did it affect:

Health? Emotional outlook? Energy? Pain?

RehabRhino · 05-13-2008, 02:22 PM

Come on! 51 of you have looked at this - at least one of you must have some relevant experience to help a member?

Go on, I'll post some drunken porn tale or something if you do

Le Type Français · 05-13-2008, 06:16 PM

I read it, but I have shit to offer.

NorthQuad · 05-13-2008, 06:23 PM

I'm interested as well. I'm on long term through my insurance. So I have to be very careful not to screw the contract up.

Also, I do want to work but if it means living in extreme pain with pressure sores in my ass cheeks, than phuck that.

betheny · 05-13-2008, 08:22 PM

Dunno about ltd.

Health-You'll need to be careful.

Energy-LOL. Working full time was an energy drain when we were ab, right?

Emotional outlook-Depends on whether you like the job.

Pain-It's gonna vary, too.

Commute time will be a big factor, as will help available, injury level, age, stress. I think it will be real individual.

cass · 05-13-2008, 09:41 PM

my answer is in the pain forum really, in response to derek's working fulltime in pain thread.

http://sci.rutgers.edu/forum/showthr...425#post841425

yes, i was on LTD for a while before i got back to work part time enough to make enough to disqualify. it varies by company. so the question is hard to answer. my answer would not necessarily be true for someone else's LTD's policy. at Northrop, 20 hrs/wk qualified for full benefits, at Boeing, it is 32 hrs/wk., for example.

one thing is for sure: work income will affect LTD. you must report it to your LTD carrier. only they can answer what sliding scale they use.

andrewh · 05-14-2008, 07:50 PM

I went back to work full time in early Oct. I run a pulping system at a paper mill. 12 hour rotating shifts (nights and days). My ltd runs out in late june.

As far as my emotional outlook, I love my job (which no doubt helps). I make great money and have a great boss. Down side is a pending divorce (HI SLUT). More on that later on a thread update since she's watching.

Health overall has not been too bad except one episode of pneumonia.

Shift work is a little tiring at times but I get several days off per month.

Sometimes neuro pain gets a little bad when I can,t get out of my chair for 12 plus hours but I had pain when I was on disability as well.

Hope this helps.

redroc2 · 05-21-2008, 01:03 PM

her is my advise I have been working now not on disability since 98 now my health has declined and I am paying for my own insurance and not making a lot of money and have some in savings...now trying to get back on anything is close to impossible so my advise is work some but don't completely go off it you might need it all of a sudden and have to wait 2 years to get back on

05-13-2008, 03:33 AM	#1
RehabRhino Moderator Join Date: Aug 2005 Location: UK Posts: 6,544	Transition from long-term disability to working A member has asked me to post these questions on their behalf, please help out. Has anyone made the transition from long term disability insurance to part or full-time work? How did this affect their ltd? How did it affect: Health? Emotional outlook? Energy? Pain? __________________ C5/6 incomplete *"I assume you all have guns and crack....."*

05-13-2008, 02:22 PM	#2
RehabRhino Moderator Join Date: Aug 2005 Location: UK Posts: 6,544	Come on! 51 of you have looked at this - at least one of you must have some relevant experience to help a member? Go on, I'll post some drunken porn tale or something if you do __________________ C5/6 incomplete *"I assume you all have guns and crack....."*

05-13-2008, 08:22 PM	#5
betheny Senior Member Join Date: Sep 2001 Location: Oklahoma,USA Posts: 18,325	Dunno about ltd. Health-You'll need to be careful. Energy-LOL. Working full time was an energy drain when we were ab, right? Emotional outlook-Depends on whether you like the job. Pain-It's gonna vary, too. Commute time will be a big factor, as will help available, injury level, age, stress. I think it will be real individual. __________________ Blog: Does This Wheelchair Make My Ass Look Fat?

05-13-2008, 09:41 PM	#6
cass Senior Member Join Date: Jul 2001 Location: WA Posts: 5,703	my answer is in the pain forum really, in response to derek's working fulltime in pain thread. http://sci.rutgers.edu/forum/showthr...425#post841425 yes, i was on LTD for a while before i got back to work part time enough to make enough to disqualify. it varies by company. so the question is hard to answer. my answer would not necessarily be true for someone else's LTD's policy. at Northrop, 20 hrs/wk qualified for full benefits, at Boeing, it is 32 hrs/wk., for example. one thing is for sure: work income will affect LTD. you must report it to your LTD carrier. only they can answer what sliding scale they use. Last edited by cass; 05-13-2008 at 09:52 PM.

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05-13-2008, 06:16 PM	#3
Le Type Français Senior Member Join Date: Dec 2005 Posts: 25,830	I read it, but I have shit to offer.

05-13-2008, 06:23 PM	#4
NorthQuad Senior Member Join Date: Dec 2004 Location: Alberta, Canada Posts: 6,726	I'm interested as well. I'm on long term through my insurance. So I have to be very careful not to screw the contract up. Also, I do want to work but if it means living in extreme pain with pressure sores in my ass cheeks, than phuck that.

05-14-2008, 07:50 PM	#7
andrewh Member Join Date: Mar 2006 Location: Michigan Posts: 95	I went back to work full time in early Oct. I run a pulping system at a paper mill. 12 hour rotating shifts (nights and days). My ltd runs out in late june. As far as my emotional outlook, I love my job (which no doubt helps). I make great money and have a great boss. Down side is a pending divorce (HI SLUT). More on that later on a thread update since she's watching. Health overall has not been too bad except one episode of pneumonia. Shift work is a little tiring at times but I get several days off per month. Sometimes neuro pain gets a little bad when I can,t get out of my chair for 12 plus hours but I had pain when I was on disability as well. Hope this helps.

05-21-2008, 01:03 PM	#8
redroc2 Senior Member Join Date: Aug 2002 Location: Aberdeen SD 57401 Posts: 536	her is my advise I have been working now not on disability since 98 now my health has declined and I am paying for my own insurance and not making a lot of money and have some in savings...now trying to get back on anything is close to impossible so my advise is work some but don't completely go off it you might need it all of a sudden and have to wait 2 years to get back on

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