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#1 |
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Senior Member
Join Date: Aug 2001
Location: Sonora, CA, USA
Posts: 107
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caregiver tasks/contract
My insurance company is screwing me by not giving to my caregivers, saying they do not do enough and my level of care, T10 para, does not require intensive care. Baloney! In fact my caregives bust their tails and do a myriad of tasks!
I need a sample contract for caregivers which list tasks they perform. I know that these are included in Gary Ulicing's (and others) "A Step by Step Guide to Training and Mangaging Attendants", which has about a five-page form for this but I can't afford to buy the book. Do you have any other suggestions? Can you help me? |
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#2 | |
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Senior Member
Join Date: Oct 2005
Posts: 10,953
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Quote:
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#3 |
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Senior Member
Join Date: Oct 2005
Posts: 10,953
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You're a T-10. What do PCAs do for you? How long injured?
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#4 |
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Moderator
Join Date: Jul 2001
Location: USA
Posts: 41,516
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Are you elderly? Have other injuries or disabilities other than your SCI? I tend to agree with your insurance company. I know few people with a T10 injury who need "intensive care" (if you mean by this 24 hour a day attendant care), in fact most need none at all and are totally independent with their own care. Just wondering what makes this different for you? What do you prefer to have done and give to an attendant to do??
(KLD) |
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#5 |
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Senior Member
Join Date: Mar 2006
Location: connecticut
Posts: 8,233
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I suspect what you are looking for is in this pdf. But at 65 pages, I didn;t read through the whole thing. It is from www.rtcil.org
I am t7-8 myself, and am curious as to why you need a pca? I assume you must have other issues? If not, your insurance company is probably right in their opinion. Sorry, I know that isn;t the answer you were looking for.
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T7-8 since Feb 2005 |
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#6 |
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Senior Member
Join Date: Jul 2001
Location: WA
Posts: 5,722
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at T10 you need a caregiver?? and expect insurance to pay?? i'm missing something here.
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#7 | |||
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Senior Member
Join Date: Feb 2005
Location: Florida
Posts: 3,653
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Quote:
What's the name of the insurance company that you believe is screwing you? Is there a full length book from which THIS FREE 65 PAGE PDF DOC is excerpted from and that you're referring to? SJean423 linked to it also. I can't find it on the Internet. As a T-10 paraplegic, which of the below "Needs" do you expect your insurance company to pay a caregiver to perform for you? Quote:
Unless you have exceptional medical complications associated with your T-10 paraplegia which isn't mentioned in your post or enumerated in your Profile and that curtails your ability to perform your own MRADL, what you seem to want is a maid and a personal valet. Me too. If you're gainfully employed as a "newspaper reporter" I assume you're a very active person who can certainly afford to buy a book. If for some reason you can't afford to pay for the book that you want, perhaps we here at CC can take up a collection for you. Or find you an affordable used copy of it. What particular MRADL do you need aid with? If your interests are "helping others", especially those in need of quality of life enhancements, there's the old adage of "Charity begins at home." And if another one of your special interests are "social justice issues", I'm sure you wouldn't want to take away from those truly in need of expensive caregiving services or contribute to the already outrageously expensive private healthcare policy premiums. Quote:
__________________
"Be kind, for everyone you meet is fighting a great battle." - Philo of Alexandria |
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#8 |
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Senior Member
Join Date: May 2004
Location: Ohio
Posts: 1,070
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If you do not need skilled nursing, that may be why your insurance company is turning you down. Restrictions are getting tigher all the time. Hard to say without more details.
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#9 |
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Senior Member
Join Date: Aug 2001
Location: Sonora, CA, USA
Posts: 107
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clarification
I didn't explain myself well at all. I am on workers' compensation insurance in which I fought to get caregiver assistance. That's because I have other serious issues — such as extreme pain and spasms — that often render me immobile. I have a hard time keeping caregivers because of the low wages and the requirement to pay taxes scares them away. I realize that many of you are more severely disabled than me. I am damn lucky to have workers compensation and don't have to deal with the financial problems and crap you guys put up with. My empathy for you is sincere and heartfelt.
Trust me: don't feel sorry for this insurance company. I am simply trying to get the caregivers a reasonable pay hike. I am going to call the library and see if I can get the "Step by Step Guide To Training and Managing Personal Attendants" by Gary Ulicing and others. |
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#10 | |
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Senior Member
Join Date: Mar 2006
Location: connecticut
Posts: 8,233
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Quote:
Your first post didn't make it clear that you were looking to get higher pay for your caregivers, which are paid from workmans comp insurance. Thanks for the clarification.
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T7-8 since Feb 2005 Last edited by sjean423; 10-12-2007 at 02:40 PM. |
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