Page 3 of 3 FirstFirst 123
Results 21 to 29 of 29

Thread: Buying a House in Ontario

  1. #21
    Senior Member nate007's Avatar
    Join Date
    Apr 2002
    Location
    Winnipeg, manitoba, canada
    Posts
    671
    Wow, I wonder if their policies have changed in the last 14 months, or if I overlooked something.

  2. #22
    Originally posted by lynnifer:

    Royal Bank.
    Ohcrap,guessIshouldreadthefineprint.Ibettercallthe bank.

    "Learn from yesterday, live for today, hope for tomorrow"
    ~ Anon
    <a href="http://www.tickercentral.com"><img border="0" src="http://www.tickercentral.com/view/1u3/1"></a>

  3. #23
    Senior Member nate007's Avatar
    Join Date
    Apr 2002
    Location
    Winnipeg, manitoba, canada
    Posts
    671
    Spacebar troubles?

  4. #24
    lynnifer,

    I just read this post. if you ever need help with anything in terms of yard work, etc, I have family who live in Windsor and my uncle loves helping my friends out. Just let me know if you ever decide to buy a house with a yard

    ~And in knowing that you know nothing, that makes you the smartest of all- Socrates~

  5. #25
    Senior Member lynnifer's Avatar
    Join Date
    Aug 2002
    Location
    Windsor ON Canada
    Posts
    19,320
    It's official. Heard from the Royal Bank which states:

    "When you completed the statement of health, you informed us that you have a history of paraplegia secondary to transverse myelitis. Based on this information relating to your health history, your mortgage insurance application has been declined; therefore, we are not able to offer you insurance coverage."

    So how did the rest of you get it then?

    P.S. Thanks Kiran .. within five years of owning this condo, I hope to graduate to a house!

  6. #26
    Senior Member mk99's Avatar
    Join Date
    Jul 2001
    Location
    toronto, canada
    Posts
    3,494
    This is bullshit. At least check with other banks... if not speak to a lawyer. And write a letter to the President of Royal Bank. You'd be surprised what a letter can accomplish... with maybe a subtle threat of bad publicity for Royal Bank.

  7. #27
    Senior Member lynnifer's Avatar
    Join Date
    Aug 2002
    Location
    Windsor ON Canada
    Posts
    19,320
    I went to check on my condo three weeks ago. Everything I had made such a big deal about (wheeling under sinks, raised toilet (not the lower normal ones), held-held shower, grab bars by toilet - was not done. They wanted to charge me extra for a different sink and toilet ... but I kindly referred them to the contract. I thought of referring to the real estate lawyer - but I don't see a need now as they conceded. I can't believe they were iffing me over it - it's in black and white! The bathroom is going to be pricey to fix - but they made the mistake, not me - they wanted to charge me extra! I also had asked them a million times to call me when they started the bathroom - not one call, not one email.

    So important for anyone thinking of building to GET IT IN WRITING and stick to it. I'm being advised (coworkers, sister, friends) not to give a move-in date until things are fixed as well.

    Builders surely know how to take the wind of the excitement ... lol.

    The only guy to come through for me was the flooring dude - he did an awesome job and added a little ramp for free at the front so my chair doesn't smoosh the laminate wood floor (I'm assuming).

  8. #28
    Im glad its all comin together for ya though.Ive never met anyone who has had a home building go completely smooth...Went i got my mortgage,i went through a mortgage broker.He did all my bidding with the banks for me,explaining my situation to them and gettin me an awsome 4.25% interest rate.My dis was never a problem..

    ~~I knew a lady who came from Duluth,bit by a dog with a rabid tooth,she went to her grave just a little to soon and flew away howlin on the yellow moon~~

  9. #29
    Senior Member Jeff B's Avatar
    Join Date
    Sep 2003
    Location
    Ontario, Canada
    Posts
    1,402
    My crappy contractor thought that if I didn't catch him in the act of doing something wrong that I was being unreasonable to make him fix it. He would whine "But it is already done." Too bad buddy fix it. He actually complained to me once that he was lossing his shirt on the job. I said:"If you had done everything on time and right in the first place you would have made lots of money and we would both be happy."

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •