Hey quad drivers: I was in my first accident last Winter (lost traction on the freeway on a snowy day), and my insurance rate per month just went up $86 from $105/mo to now $191/mo for full coverage on a '06 Dodge Grand Caravan. I think I'll just switch to liability-only. Any advice on how to talk to my agent or possibly insurance company recommendations?

I am currently w/ Safeco. Thx in advance guys!