Now that open enrollment is here I was wondering if people have suggestions for supplementing Medicare. I am looking at Advantage plans and Medigap. Advantage is HMO in my area, and Medigap is 250 a month.

My main anticipated expenses are new wheelchairs, as mine are a decade old and failing, and cath supplies. As to the former, my DME basically says Medicare no longer covers decent powerchairs at all. He says they make it so much of a hassle to get funding it is rarely worth the trouble. As to the latter, Medicare covers 80 percent, as do the Advantage plans.

I was hospitalized a lot last year with huge bills, but this year I feel healthy and doubt I will be hospitalized. Who knows though?

Anyway any advice or experiences? The most amazing thing for me is how Medicare has made it so tough to get power chairs now.