I started working 1 year and 3 months after my SCI. I was collecting disability/SSI payments(I'm not honestly sure which one, but I was getting monthly payments from the government) for my son and I. I notified SSA as soon as I started working. Every time I had any correspondence with them I made a point to mention my job. I never tried to hide it from them. I don't know how the "system" works. I was not trying to "screw the system". I'm sure in one of their MANY letters they sent to my house, on one of their little inserts, it said something about how long I was supposed to be collecting monthly payments from them after working, but after seeing the 200th envelope with more useless info in it, you kind of stop reading the inserts and you just read the main letter.(at least I did) The only time they sent me anything asking about my spending habits was a questionaire about my son's benefits and how I spend them. I answered the best I could, and again, I wrote down my job income. (they stopped his benefits, saying I never returned the questionaire). But when they found that I had returned the questionare, they sent me a lump sum payment of the benefits he should have gotten from the time they stopped. Not a month after they sent me the lump sum payment, they stopped my benefits, and told me I owe them $45,000 in overpayment for me and him because of my work income. I filed a waiver. They never acknowledged that they recieved it, so I sent all the paperwork in again(waiver, bank statement, paycheck stubs, bills, etc...) I still haven't heard anything, but the overpayment notices have stopped. But then I just got a "thank you" letter from the treasurers office saying that they kept my tax refund -$4,300 and put it toward my debt to SSA. I'm so frustrated. I need this to stop. I don't need this debt hanging over my head. Not only don't I make enough at my job to live(about $1200 a month) Now they are taking the only money that helps me get somewhat caught up. What do I do? Would a lawyer be able to help me? Even one of the people I talked to at the SSA said they see this all the time.