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Type: Posts; User: Justus

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  1. Replies
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    Steven's doesn't use a balloon to hold the water...

    Steven's doesn't use a balloon to hold the water in though, does it?
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    What's the latest on this product?

    What's the latest on this product?
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    Did you talk to your insurance agent to figure...

    Did you talk to your insurance agent to figure out how much you can save? Do you have the right levels of coverage?
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    I'm skeptical of those numbers being the...

    I'm skeptical of those numbers being the out-of-pocket costs (as opposed to some combination of medical benefits + copays, coinsurances & deductibles). If this is truly case (out of pocket), I...
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    fourwhlhntr, I'm also on the bogleheads.org site...

    fourwhlhntr, I'm also on the bogleheads.org site (was referred to it only a few months ago) and have adopted that approach for investing and asset allocation and tax efficiency.



    YES! I'm...
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    I agree. Retirement is normal and so should...

    I agree. Retirement is normal and so should planning.

    I'm just trying to take into account factors such as fewer working years, shorter life expectancy, and a lower retirement age (the age when I...
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    Thanks digger -- this is exactly the kind of...

    Thanks digger -- this is exactly the kind of information I was hoping to learn.
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    If medical costs are outrageous and climbing, it...

    If medical costs are outrageous and climbing, it seems that I'll spend down my meager assets and eventually be destitute and relying entirely on government assistance. If that's the case, why save...
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    retirement planning / disabled

    I'm single with no kids. I'm employed and been contributing to my employer's 401k plan as well as my own IRA accounts. However, I'm really confused about retirement planning for someone like me,...
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    I'm sorry for your loss. Please accept my...

    I'm sorry for your loss. Please accept my deepest condolences, KLD.
  11. This is indeed extortion and giving in to...

    This is indeed extortion and giving in to extortion sets a dangerous precedence. I hope you had an amicable discussion with her and worked this out.
  12. Thanks, Patton. The difference in premiums ends...

    Thanks, Patton. The difference in premiums ends up being about $43 a month so I'm pretty confident the traditional is the best option this time around but with the changes in the heathcare system,...
  13. It is a numbers game. I was just trying to seek...

    It is a numbers game. I was just trying to seek additional wisdom from my fellow SCI. I opted for the traditional PPO this year. Just adding up the monthly costs for hydrophilic catheter kits...
  14. Traditional PPO versus High deductible PPO paired with HSA

    It's my open enrollment period at work and I'm a bit befuddled by the options. Is there a general rule as far as how to pick between the two options?
  15. Basically, the question I had was whether capital...

    Basically, the question I had was whether capital gains and dividends are considered substantial gainful activity or not. KLD answered that question.
  16. Thanks for the clarification, KLD. That makes...

    Thanks for the clarification, KLD. That makes sense.
  17. Does this mean that people on SSDI are not...

    Does this mean that people on SSDI are not allowed to have an IRA or Roth IRA?
  18. I'm sorry to be bumping such and old thread, but...

    I'm sorry to be bumping such and old thread, but I was wondering the same thing. Is stock or options trading considered income and would this impact SSDI?
  19. You could always travel by private jet instead :)

    You could always travel by private jet instead :)
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    Any pics, smokey?

    Any pics, smokey?
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